Elizabethtown Gas Commercial On-Bill Repayment Program
The Elizabethtown Gas (ETG) On-Bill Repayment Program gives commercial customers the option to finance energy efficiency improvements at 0% APR financing. These upgrades save energy, lower operating costs, and enhance building efficiency.
Program benefits include:
- Affordability - 0% APR financing
- Convenience - monthly payments included right on the natural gas bill
- Increased comfort
- Enhanced energy efficiency for your business
- Help reduce operating costs
The fine print
If you qualify for the ETG On-Bill Repayment Program, you’ll enjoy 0% APR financing for the life of the repayment term and no penalty for early payoff.
Eligible Properties: Commercial properties in ETG territory.
Improvement Requirement: Upgrading from a standard-efficiency non-condensing furnace or boiler to a high-efficiency condensing furnace or boiler.
On-Bill Repayment Type: Unsecured On-Bill Repayment.
On-Bill Repayment Amounts: $2,500 - $250,000, financing will include 100% of the project cost; above $250,000, financing will cover 80% of balance of project. On-Bill Repayment amount eligibility will depend on the program. Check with your contractor.
On-Bill Repayment Rate: Fixed at 0% APR.
On-Bill Repayment Term: Up to 7 years with certain programs; additional term options for properties supporting income eligible customers. Check with your contractor.
Prepayment: ETG On-Bill Repayment program total can be paid in full at any time with no penalty.
Other: No fees, points, or closing costs.
Which programs qualify for financing?
The ETG On-Bill Repayment Program is designed to help you improve your property and save on operating expenses by installing eligible energy-efficient equipment. Financing can be combined with several ETG efficiency programs as noted below.
Program Eligibility: Please contact the ETG Energy Efficiency Commercial Team at 1-888-263-7372 or email ETGBusiness@appliedenergygroup.com.
| Repayment Options | Maximum On-Bill Repayment Program Amount | Maximum On-Bill Repayment Program Term |
|---|---|---|
| Engineered Solutions | 100% up to $250,000 and 80% of balance above $250,000. | 5 years. |
| Prescriptive & Custom | 100% up to $250,000 and 80% of balance above $250,000. | 5 years. |
| Direct Install (C&I) | 100% up to $250,000 and 80% of balance above $250,000. | 5 years. |
| Multifamily Whole Building | Balance of project cost up to $3,000 per unit. | 7 years or 10 years for properties supporting income eligible customers. |
| Multifamily Prescriptive & Custom | 100% up to $250,000 and 80% of balance above $250,000. 100% for on-bill customers and income eligible customers. | 5 years or 10 years for properties supporting income eligible customers. |
| Multifamily Direct Install | 100% up to $250,000 and 80% of balance above $250,000. 100% for on-bill customers and income eligible customers. | 5 years or 10 years for properties supporting income eligible customers. |
| Multifamily Engineered Solutions | 100% up to $250,000 and 80% of balance above $250,000. 100% for on-bill customers and income eligible customers. | 5 years or 10 years for properties supporting income eligible customers. |
Does my property qualify?
- Eligibility for the ETG On-Bill Repayment Program is partially determined by your payment history with Elizabethtown Gas. You will need to provide a copy of a recent utility bill that includes the service address as well as details of your gas and electric usage.
- Each person with an ownership interest of 10 percent or more in the business entity will be required to provide a personal guarantee.
Contact Energy Finance Solutions (EFS) at 1.888.264.4367 or email efs@energyfinancesolutions.com for questions around on-bill financing requirements.
Calculate your costs
Let us help you understand how much your On-Bill Repayment will cost. Use our calculator for a quick estimate before you apply.
How to apply
Complete a commercial credit application.
Please note the credit application is not a contract for an on-bill repayment nor does it lock you into any commitment with a contractor. The credit application will allow us to proceed with your request to finance your improvements through the ETG On-Bill Repayment Program.
If you are applying as the owner, you can use our new online application using the buttons below. Otherwise, please leverage the PDF application information below.
Please follow the steps below by PDF:
- Download and complete the Commercial Credit Application.
- Mail or fax the completed application to Energy Finance Solutions at the following address:
Energy Finance Solutions
431 Catalyst Way
Madison, WI 53719
Fax: 608.249.5788